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2005-2007 ACADEMIC CATALOG

 


FINANCIAL INFORMATION AND ASSISTANCE

Surprisingly Affordable

Tuition, fees, room and board rates are established annually in the spring for the succeeding year. Rates are moderated through the generosity of friends and alumni of the University and the supporting denomination who annually contribute more than 25% of the University’s operating costs. As a result, tuition and fees cover only 75% of the direct costs of educating students.

In addition, many students are provided financial assistance in meeting the costs of attending the University. Approximately 90% of the students receive aid in the form of scholarships, grants, loans or work-study assistance. Such assistance is primarily available only to those who file a FAFSA financial aid application by the preferred submission date and is usually limited to full-time students in good standing.

2005-06 Typical Student Charges

  FALL 2005 SPRING 2006 TOTAL YEAR
    Tuition $9,030 $9,030 $18,060
    Room and Board 3,170 3,170 6,340
    Student Activity Fees 215 215 430
TOTALS $12,415 $6,340 $24,830

The above charges are estimates based on typical students taking 12 to 17.5 credit hours each semester.

In addition, special laboratory, course, or music fees may be included for some students.

Full-time students carrying 12 or more credit hours in either semester are not charged tuition (up to 3 credit hours), student activity fee, room, or board for January Term.

Undergraduate Tuition

Overload Tuition per Hour (above 17.5 hrs) $520
Summer Tuition per Hour $350
Part-time Semester Tuition per Hour (6-11.5 hrs) $520
Part-time January Term per Hour $260
Special P-T Semester Tuition per Hour (up to 5.5 hrs) $260
Audit Charge per Hour $260
Tutoring per Hour (plus tuition) $260
Visitor Charge per Course (no record) $130
EXCEL Tuition per Hour $275

Special Tuition Categories

Huntington LIFE Alumnus (3 Yrs+) Tuition per Hour $130
Early Entry HS Student Tuition (Max 6 hrs) per Hour $50
Senior Adult (over 55) Tuition or Audit per Course $130

Graduate Tuition and Fees

Master of Education Tuition per Hour $280
GSCM Tuition per Hour $280
GSCM Tutoring per Hour (plus tuition) $260
GSCM Audit Charge per Hour $145
GSCM Time Extension Fee $130
GSCM Ministry Mentor Fee $80

 

Room and Board Charge for Semester $3,170

Board fee provides 20 meals per week according to the campus housing schedule. An alternate meal plan is available for sophomores, juniors and seniors.

January Term Room and Board Fee

$775

Charged only to those not enrolled full-time for fall or spring semester.

 

Student Activities Fees  

Full-time Activities Fee per Semester

$215

General student activities fee for Student Senate and class dues, Huntingtonian and Mnemosyne, Activities Board, artist series, recreation complex and campus health services.

 

Special Student Fees  

Application Fee

$20

One-time nonrefundable fee which must accompany application for admission.

General Student Deposit

$100

A deposit for new full-time undergraduate students is due within 30 days of acceptance and continues on deposit for the duration of the students’ enrollment.

Receipt of the advance deposit in U.S. funds represents the students’ acceptance of admission and is not refundable to new students after May 15. All full-time undergraduate students are required to have a comprehensive deposit on account for the duration of the students’ enrollment. The deposit is refundable when students leave the University following initial matriculation. Unpaid charges at the time of a refund may be deducted from this deposit.

Laboratory Fees per Course

$45-200

Private Music Lesson Fee

$240

Twelve half-hour lessons per semester. Fee includes availability of practice room as needed. Lesson fee is in addition to regular tuition.

Student Teaching Fee (twelve weeks)

$320

PRIME Experience Fee

$250

See Huntington University web site for a current list of fees: http://www.huntington.edu/businessoffice/feeschedule.html

The Huntington Plan: Tuition Freeze

A guaranteed tuition plan is available to continuously enrolled, current full-time students. Students who wish to participate pay a non-refundable fee in U.S. funds equal to ten percent of the current-year tuition prior to May 1 of the freshman, sophomore, or junior year. Contract details are available from the Office of Business and Finance.

Personal Property and Liability

Students who need personal bank accounts are encouraged to use one of the local banks for checking and savings. The University is not responsible for the loss of personal property on the campus by fire or from any other cause. Students are advised to verify insurance coverage that may be extended from parents’ homeowners insurance. Students are responsible for all University property, materials, and equipment issued to them and will be charged for loss or breakage.

Health Services and Insurance

Health services are provided to students at the Health Services Center during regularly scheduled hours. Full-time students must show evidence of health insurance coverage (under parents’ coverage or self) or students will be enrolled in an accident and sickness insurance plan and billed at the students’ expense. Health related expenses beyond services provided by the Health Services Center are the responsibility of the students.

Payment of Student Accounts

Students may make advance payments to the University on their accounts for the coming year from their earnings during the spring and summer months. Funds are held in trust until classes begin and may be withdrawn or transferred by the students.

In June and in December, an official billing is sent to each student for the subsequent semester. Billed expenses are due by August 10 for the fall semester and January 10 for the spring semester. Students are not allowed to begin the semester unless full payment has been received.

Full-time students may make prior arrangements for installment payments through Academic Management Services, Inc. (AMS Plan). Students should join the AMS Plan by July so that initial required payments have been made. The AMS Plan enables students to pay the Net Amount Due in ten monthly installments (July through April). (Except for a small application fee, there are no monthly interest charges.) The Net Amount Due represents the total annual charges, less any scholarships, grants, or loans confirmed by the Office of Financial Aid but not including estimated awards or anticipated earnings, such as work-study employment which cannot be considered until they are earned or finalized. The budgeted amount elected under AMS should be sufficient to cover both fall and spring semesters. The AMS Plan is available only to those who are U.S. residents and full-time students. Alternatively, students may choose to arrange private financing for educational expenses through one of several private lenders. The Office of Financial Aid is able to provide information about such lenders.

Clearance To Attend Class

Students whose bills have been paid or who have made appropriate financial arrangements in advance may view and print their class schedules by using the website http://myinfo.huntington.edu. Students are not permitted to view their schedules on the website until all financial obligations are met. Students who are not CLEARED in advance will be permitted to attend classes the first day only.

Unpaid Student Accounts

Students who are delinquent in the settlement of any of their accounts with the University forfeit University privileges, including class attendance, board, and room. Students whose accounts are not paid in full or otherwise provided for are not issued transcripts or permitted to register for a new semester. Diplomas are not issued and no transcripts of credit will be issued until all financial obligations have been cleared.
A service charge of 1.5% or $30, whichever is greater, is added to any unpaid balance in the student account as of the last working day of each month.

Refund Policies

Students who officially withdraw from Huntington or who reduce their course credit load (which reduces the tuition to be charged) may be entitled to a refund on the tuition paid for courses dropped, according to the schedule shown below. Before the official beginning of classes, full tuition is refunded. For withdrawal after the beginning of classes, the date for any refund is the official date of withdrawal based on whether that official date falls within the specified week or day below.

Semester January Summer Tuition Refund
First Week* First Day First Class Day 90%
Second Week Second Day Second Class Day 80%
Third Week Third Day Third Class Day 60%
Fourth Week Fourth Day Fourth Class Day 40%
Fifth Week Fifth Day Fifth Class Day 20%
After these weeks or days None
*including at least second class session in a regular semester

No refund of activity fees, lab fees, or other fees is made after the first week of classes. Students who have been dismissed may not appeal for refund of tuition. Students who are called to active military duty and withdraw from classes at any point in the term will receive a refund of 100% of tuition and fees. Room and board refunds are calculated as described below.

Room refund follows the same schedule and policies above.

Board refund is provided at 90% of the unused full weeks remaining in the term.

Students considering reducing their status from full time to part time (less than 12 hours) should discuss those plans with the Office of Financial Aid since most financial assistance is available only to full-time students. If students withdraw or are dismissed, scholarships and grants are prorated to the tuition charged. University scholarships and grants may be recomputed and the students charged for the unpaid cost.

Students receiving Federal Title IV Student Financial Assistance may be entitled to a refund in accordance with the Federal Refund Policy or the Federal Statutory Pro Rata Refund Policy. All refund distributions will be made according to Federal laws and regulations. Students with questions regarding these policies should contact the Office of Financial Aid.

Financial Aid

The University’s first priority in providing financial assistance is to full-time students living on campus who excel in academic achievements and performance areas and to those preparing for service to the church. Many of the awards are need-based although several important awards are not. Most University-based financial aid is indexed to the ability of the students to succeed academically.

The primary purpose of the financial aid program at Huntington is to provide assistance to students who can benefit from further education but who cannot afford
to do so without such assistance. Students receiving financial aid are expected to uphold the ideals of the University as a condition of their awards, and students who are placed on disciplinary probation or academic probation may have their aid reduced or withdrawn by action of the financial aid committee.

Parents are expected to contribute according to their means, taking into account their income, assets, number of dependents, and other relevant information. Students themselves are expected to contribute from their own assets and earnings, including appropriate borrowing against future earnings. The investment that one makes in one’s own education or in one’s children’s education often is made sacrificially. The financial aid program is designed to help share the burden after other resources have been drawn upon.

Need-based financial aid is offered to accepted students only after determination that resources of the family are insufficient to meet the students’ educational expenses. The amount of aid offered will not exceed the amount needed to meet the difference between the students’ total educational expenses and their families’ resources.

To be considered for need-based financial aid, the student must be regularly admitted to Huntington and must have completed the Free Application for Federal Student Aid (FAFSA), which may be obtained from a high school guidance office or the Huntington University Office of Financial Aid. The FAFSA can also be filed by going online at www.fafsa.ed.gov. The FAFSA should be received at the Federal Processor by March 10. New students are also required to file an Authorization Form prior to registration for classes. To be eligible for financial aid, students must be enrolled or accepted for enrollment, must be making satisfactory academic progress, and must have completed all necessary forms.

The Office of Financial Aid will determine eligibility and award aid to students based on the difference between the cost of attending the University and the family contribution by institutional methodology. As nearly as possible, the University attempts to meet students’ needs with a financial aid award packages that may include scholarships, grants, loans, and employment.

University-funded scholarships and grants are not awarded to students carrying fewer than twelve hours except for those in the GSCM and tuition remission programs. Unless otherwise noted, students must have a 2.3 gpa to be eligible for a University award.

Financial aid is awarded for two semesters with one-half the annual amount granted for each semester. The students’ awards are reviewed and renewed each year.

No combination of University-funded scholarships and grants may exceed the lesser of full-time tuition or the students’ actual semester tuition, and students who do not reside on campus may receive reduced awards. Externally funded scholarship and grant programs, however, may sometimes be applied to a portion of room and board costs.

In the event that students withdraw from Huntington either voluntarily or by request, University scholarships and grants are recomputed and the students are charged for the unpaid cost.

Financial Assistance and Academic Progress

To be eligible for awards, students must demonstrate that they are making satisfactory progress toward their degree objective.  Students receiving any type of financial aid are required to meet the standards of satisfactory academic progress; being measured both qualitatively and quantitatively.  The following standards of satisfactory academic progress are used for financial assistance eligibility.

  1. Maintain a minimum cumulative grade point average (GPA) based on the cumulative credit hours completed as show in the chart below.

Min. Cum. GPA                       Cum. Credit Hours

1.70                                        <   26

1.80                                        26  <  42

1.90                                        42  <  58

2.00                                        <   58

  1. Successfully complete a minimum of 60% of their attempted hours within a given term including any repeated, remedial, or reprieved courses or withdrawals recorded on the academic record at the time of the progress check.  For example, a student who has attempted a cumulative total of 60 credit hours must have successfully completed at least 36 of those hours to meet the stated requirement.  A review of cumulative attempted hours will be conducted after each semester by the Financial Aid Director.  Failure to successfully complete at least 60% of the attempted hours will result in the student being placed on “credit completion probation” status for the subsequent semester.  A student placed on this status must successfully complete a minimum of 80% of the attempted coursework during the probation term.  If this percentage is not met, all federal, state, and institutional aid will be denied.

a.       Repeated, remedial, or reprieved coursework will count towards the attempted and completed credit hours for both that term and the cumulative GPA.

b.       Repeated course work will not affect the student’s completed cumulative credit hours.

  1. Successfully complete a minimum of 80% of their cumulative attempted hours including any transfer hours from other accredited institutions.

Eligibility to receive any type of financial aid is determined by the maximum time period (credit hours) for a student to complete the course of study.  This shall be equal to or less than 160 total credit hours recorded at the time of completed graduation requirements for a bachelor’s degree.

Financial Aid Probation Students placed on academic probation are also placed on financial aid probation. If the students fail to be removed from academic probation, they are placed on financial aid suspension for the succeeding semester. Students who achieve at least a 2.5 in the probation semester but fail to be removed from academic probation may appeal to be continued on financial aid probation instead of suspension.

Financial Aid Suspension Students who are placed on financial aid suspension will be ineligible to receive financial aid of any kind from federal, state, or University sources.

Financial Aid Reinstatement Students on financial aid suspension are eligible to apply for reinstatement of their financial aid in a subsequent semester if they earn at least a 2.0 gpa as full-time students for the semester that they are on suspension. Students not attending Huntington University during the semester of their suspension status will be reinstated on financial aid probation upon their readmission to the University. Part-time students may achieve reinstatement after the completion of 12 semester hours.

Appeal Process Students may appeal either financial aid probation or suspension by letter to the vice president and dean of the University.

University Scholarships and Awards

Through its scholarship program, the University attracts superior students for undergraduate and graduate study. Scholarship students are expected to make contributions to the total academic program, to challenge all students to academic excellence, and to enhance the intellectual life of the campus. Talent and leadership award winners bring a special vitality to the overall university program. Students receiving awards are expected to uphold the ideals of the University as a condition of their awards. University awards may not exceed the amount that would diminish state or federal awards and may be awarded as partial awards to meet University award guideline limitations or based on academic achievement. Financial aid packages include appropriate self-help contributions from work-study earnings, loans, parental contributions, and summer earnings and savings. Students must maintain continuous enrollment for renewable awards that are applicable only toward tuition for the first baccalaureate degree. Renewal cumulative gpa’s are determined after January Term for upperclassmen and spring semester for new students. Institutional scholarships, grants and awards may be received for a maximum of ten semesters.

Presidential Scholar awards are $6,000 and are made for academic excellence. These awards are renewable for each year of continuous attendance at Huntington by maintaining a 3.4 gpa. In order to receive the Presidential Scholar, students must have a 3.6 cumulative gpa and either a 28 ACT or 1250 SAT. If the students have a 3.6 gpa and either a 31 ACT or 1320 SAT, an additional $1,500 Presidential Colloquium Award will be given for a total of $7,500. If the students attend the Presidential Scholar Celebration on our campus, an additional $1,000 scholarship will be added to the Presidential Scholar award.

National Merit Finalists are granted a $6,000 scholarship and Semi-finalists $5,000, which may be increased if students are selected as a Presidential Scholar.

Academic Scholarships are made for the freshman year based on high school gpa, class rank, and SAT/ACT scores. Awards can be renewed by having a 3.0 cumulative gpa by the end of January Term for returning students and by the end of spring semester for new students – for the following school year. Funds for these scholarships have been provided through endowment by the Huntington University Foundation General Scholarships, Adler Scholarship, E.D. Baker Scholarship, Baker Alumni Scholarship, Ruth Ann Barcanic Scholarship, Becker Memorial Scholarship, H.S. and Ethel Brubaker Memorial Scholarship, Doris H. Derrah Scholarship, Huntington Laboratories Scholarship, Maurice B. Clark Scholarships, Dolby Memorial Scholarship, Frederick O. Fisher Memorial Scholarship, J. Ben and Mary Elizabeth Good, Grayston, Eugene and MaryLou Habecker Hackett, Huntington University Foundation Scholarship, R.M. Hafner Memorial Scholarship, Basil and Nellie Holloway UB Scholarship, Huntington University Faculty Scholarship, Huntington County Bar Association Scholarship, Hunckler Scholarship, Johnson Petroleum/Johnson Junction, Kruger Memorial Scholarship, Roxy Lefforge Scholarship, Majestic Scholarship, Memcor Scholarship, Marion C. Miller Scholarship, First Presbyterian Scholarship, Purviance Scholarship, I. B. & Martha E. Pulliam Scholarship, Dan and Marilyn Quayle Centennial, Robbins, Shuttleworth Scholarship, Robert and Ruth Thompson Scholarship, Wabash Inc. Scholarship, Bob Wilson Scholarship.

Other funds for scholarships and grants have been provided through endowments or gifts for the Adler, Austin Music Scholarship, Baker Alumni Scholarship, Ruth Ann Barcanic Scholarship, Becker Memorial Scholarship, The Bendix Scholarship, Irene F. Bergdall Scholarship Endowment, Bippus State Bank, Brenn Science Scholarship, Helen Brooks Teacher Education and Christian Ministries Scholarship, Brown and Ackerman Teacher Education, Brubaker Memorial Scholarship, Emil and Ruth Bucholtz Scholarship, Carver Memorial Scholarship, Harold and Ruby Cherry Christian Ministries, Ralph F. Clifton-Grabill Bank, Francis Keeling Coe Memorial Scholarship, Doris H. Derrah, Dolby Memorial, Frank Memorial Scholarship, Frederick O. Fisher Memorial, Frey Memorial Scholarship, Jarrod Geiger Scholarship, Richard Goshorn Memorial Scholarship, Florence Grayston Memorial Scholarship, Eleanor Green, Walter and Francis Habecker Christian Leaders Scholarship, Benjamin Ray Hallman Christian Ministries Memorial, Matthew Gerald Hallman Theatre Arts Memorial, Hattox Family Scholarship, Hebron/Emmanuel Church of the UB Christian Ministries, Heritage Fund of Huntington County Scholarship, Basil and Nellie Holloway UB Scholarship, Huntington University Auxiliary Scholarship, Johnson Petroleum and Johnson Junction Scholarship, Rachel Leoni Hoskins Kelty Christian Communicators, Clara Kimery Scholarship, Richard Klopfenstein Scholarship, Katie Kobelski Memorial Scholarship, Langholf Memorial Scholarship, Richard and Shirley Mann Scholarship, Mabel and Mildred McGinity UB Scholarship, Clyde W. Meadows Scholarship, Medical Memorial Society Scholarship, Miller Memorial, Bruce and Linda Myers, Napolitano Scholarship, David Nicholson Memorial, Dale Older Scholarship, Mary Osborn Memorial Scholarship, Deborah Jo Osgood Memorial, Gertrude Pastor-Austin, Pizza Hut Scholarship, Emile and Evelyn Ponsot Memorial for International Students, Marvin Price Memorial Scholarship, Harold and Betty Pontious Christian Ministries Scholarship, Mildred Marie Rediger Clifton Scholarship, Lewis and Hazel Reiff Business & Economics, Lewis and Hazel Reiff Memorial, Reiff Family Scholarship, Mary Edith Reiff Teach Education, Robbins Memorial Scholarship, Royce & Janice Ruckman Youth Ministries, Satterthwaite Family Scholarship, Savage, Nyla Jeanne Schenkel Medical Scholarship, Ella Cadwallader Schofield Memorial Scholarship, Schumm Scholarship for Science Students, Shipley Memorial Scholarship, Harold C. Shuck Endowment Fund, Henry and Doretta Smith Scholarship, State Bank of Markle and Don Hoopengarner Scholarship, Stemen Music Scholarship, Student Senate Impact Initiative Scholarship, Bee Swoveland Dellinger Teacher Education Scholarship, Ted’s Memorial Scholarship, Thorne Music Scholarship, Tinnerstet-Morgan Scholarship, United Methodist Memorial Home Employee, Jean & John Walmsley Scholarship, Helen D. Wilson Scholarship, and Doris Ann Woodcock Wiest Scholarship. Other funds for GSCM Scholarships have also been provided.

Further information on specific awards may be obtained from the Office of Admissions or the Office of Financial Aid.

University Grants and Performance Awards

Through the University’s grants and awards program, the University brings to the campus students with particular skills to enhance the overall programs of the University. The University also administers various governmental aid programs that enable worthy and needy students to attend.

Students receiving awards are expected to uphold the ideals of the University as a condition of their awards. University awards may not exceed the amount that would diminish state or federal awards and may be awarded as partial awards to meet University award guideline limitations or based on academic achievement. University awards are applicable only toward tuition for the first baccalaureate degree. Financial aid packages include appropriate self-help contributions from work-study earnings, loans, parental contributions, and summer earnings and savings. Students must maintain continuous enrollment for renewable awards and, unless otherwise noted, must have a 2.3 gpa to be eligible for an award. One-half of the award is given per semester.

United Brethren Grants are provided to full-time, regularly admitted undergraduate students who are members of the United Brethren in Christ Church based on need and academic achievement. Students must have a high school gpa above 2.3. Returning students can renew this award with a cumulative gpa of 2.0. Merillat Scholar awards are funded by the Merillat Foundation for students who are members of UB or federation churches, selected Youth for Christ student leaders, or children of alumni. Students may receive up to $3,500 if their gpa is above a 3.2 with 1000 SAT or 21 ACT and up to $2,000 if their gpa is above a 2.7 with 900 SAT or 19 ACT. Renewal of these awards requires a 3.0 and 2.5 gpa, respectively. UB Endowment Grants are awarded in amounts ranging from $1,000 to $2,000 based upon financial need and state of residency. Church Service Grants are given to students based on need and academic achievement for dependents of full-time licensed ministers of the gospel in good standing or foreign missionaries currently serving. Matching Church Grants may be awarded based on the criteria described in the Matching Church Grants section.

International Student Grants may be awarded to a limited number of non-North American international students based on need and academic achievement who have potential for spiritual, social, physical, and intellectual development. International student grants are renewable for each of the four years provided the students maintain a cumulative 2.0 gpa after the freshman year, maintains continuous enrollment, and lives in university housing. United Brethren International Student Grants may be awarded toward the costs of tuition, room, and board.

Matching Church Grants may be awarded to full-time students whose local church contributes directly to the Huntington University Church Matching Grant Scholarship Fund. Eligible students must be members of the local church and have a 2.3 high school gpa. Returning students can renew this award with a 2.0 cumulative gpa. After the church notifies the University each year of the church’s intent to participate, the University will match up to $500 per year to the limit of University funds available. All eligible students from that local church will be awarded equal awards; no gifts may be designated to individual students. The combined church and University grant will be included in the students’ financial aid packaging and may not exceed the amount that would diminish state or federal awards.

Fine and Performing Arts Awards are available to students who have outstanding music, art, broadcasting, or drama skills and who participate in various music ensembles, broadcasting, art, or dramatic productions. Awards are based on specific music, art, or drama ability and academic achievement. Students must have a 2.3 high school cumulative gpa. Returning students must have a cumulative gpa of 2.0 to be considered for these awards.

Athletic Performance Awards are given in all varsity sports to both men and women on basis of specific athletic ability and academic achievement. Awards depend upon the qualifications of the student athletes and the particular sport. The award is divided between semesters and conditioned upon the students being in good standing academically and socially. Funding for athletic grants may consist of endowment for the Huntington University Foundation Chris Schenkel Athletic Awards, the Alumni Soccer Award, the Forester Basketball Award, the Cheryl Lee Wilson Baseball Award, and Rocky’s Hank Aaron Baseball Award. Students must have a 2.3 high school cumulative gpa. Returning students must have a cumulative gpa of 2.0 to be considered for these awards.

Further information on specific awards may be obtained from the Office of Admissions, the Office of Financial Aid, or the Athletics Office.

Governmental Programs

Federal Pell Grants are provided by the federal government to needy students in amounts that are determined by the students’ ISIR, the cost of attendance at the University, and a payment schedule issued by the U.S. Department of Education. Students apply by filing the FAFSA with the Department of Education who computes the students’ eligibility.

When unusual circumstances, such as unemployment or death of a parent occur, an appeal may be made to the University’s Office of Financial Aid for the determination of additional need. Please contact the Office of Financial Aid for more information concerning this process.

Eligible students enrolled less than full-time may receive partial grants. Students should contact the Office of Financial Aid.

Federal Supplemental Educational Opportunity Grants are provided by the federal government to students with exceptional need, subject to federal funding guidelines. The award is based on the family’s ability to contribute as determined from the FAFSA and the amount of grant funds made available to the University.

Eligible students enrolled less than full-time may receive partial grants. Students should contact the Office of Financial Aid.

State of Indiana Grants are provided to residents of Indiana through the Frank O’Bannon Grant Program. Awards covered under this program include Indiana Higher Education Grants, Freedom of Choice Grants, and 21st Century Scholar Awards. These awards provide funding to eligible students based on need and differential cost of attendance at private institutions.

Veterans’ Benefits provided by government agencies may be used at Huntington. The University is approved for educational training of veterans and their families under US Code Title 38, Section 1775. Applications and certifications for veterans programs are handled through the Office of the Registrar.

Vocational Rehabilitation Grants are under the provision of Public Law 565, in which the federal and state governments jointly provide funds for grants to students who have a physical or mental impairment that constitutes a vocational handicap. The State Vocational Rehabilitation Division determines the grants that may be applied to tuition and certain fees. The Office of Financial Aid will complete the requested Financial Aid Communications form.

Student Loan Programs

Students without immediate resources to complete payment for their educational expenses may choose to borrow against future earnings through several loan programs. Borrowing for such an investment may well yield monetary returns, but the greater return on an investment for one’s education comes in the enhanced quality of life and sense of self-worth.

Federal Stafford Loans are obtained through a bank or other lending agency in amounts ranging to $2,625 for freshmen, $3,500 for sophomores, and $5,500 for juniors and seniors. Subsidized Stafford Loans are government subsidized for students whereby no interest accrues to the students while they are attending classes full-time, and Unsubsidized Stafford Loans are government loans whereby the interest begins immediately. Repayment of Stafford Loans begins six months after the students cease to be half-time students.

Federal Perkins Loans are made through the University from federal monies on the basis of students’ financial needs and availability of funds. Loans range from $500 to $4,000 per year or $15,000 for the completion of students’ degrees. Repayment begins nine months after graduation or less than half-time enrollment with a repayment schedule over 10 years at 5% interest and minimum monthly payments of $40. Cancellation benefits are available for full-time teaching service in classes for handicapped or in schools with high concentration of pupils from low-income families.

Student Employment

Students should have at least one semester’s expenses on hand before attending Huntington University and preferably one year’s expenses. The University recognizes, however, that many students need to earn part of the cost of their education while in attendance.

Federal Work-Study is a federally funded program that provides jobs for students who need financial aid and who must earn part of their educational expenses. Job opportunities are made available to the students, who secure their jobs, and approval by the Office of Financial Aid is determined by the need. Most jobs are on-campus and parallel other student employment.

Campus Employment is available to any student who qualifies in jobs ranging from those in dining service, library, secretarial, receptionist, janitorial, grounds, telephone, audiovisual, and laboratory assistants.

Graduate Student Assistantships are provided in limited number as tuition grants. Off-Campus Employment in the city of Huntington is possible in the many retail stores, restaurants, shops, factories, and homes.

 
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